There is enough stress in life without the need to add to it yourself. There is the stress of work, family, education and social norms so why add to that stress with unnecessary debt?
Debt lead to stress and stress can lead to debt. Some of that worry and anxiety should go once you start paying off your debt.

If you take a loan out, pay it off.
If you have a credit card, pay more than the minimum each month so the balance reduces.
Paying off debt each month might have significant advantages. You might increase your credit score, reduce interest costs, and increase your financial options.

If you borrow money from friends, pay them back, or stay in communication with them.
Avoiding someone you owe money to is one of the worst things you can do, especially if you usually see them frequently. Both of you are aware of the outstanding debt, and keeping quiet about it makes your loved one feel disrespected. It further strains your bond and makes it worse because you haven't given them anything back. Too many relationships are lost over debt and owing money.

Having positive relationships with lenders, banks, credit card companies and places where you can get money means that it is available to you when you need it. So paying off debt consistently and on time can help your credit scores. Additionally, if your credit scores rise, getting approved for loans with lower interest rates and other types of loans, including mortgages, could be simpler. Communicate with the lender and work with them to pay it off, it will help you in the long term.