How it Works

At iPera we understand that financial emergencies happen and you can suddenly find yourself needing cash in an instant!

 

Whether you need cash to deal with a sudden emergency, a large bill you were not expecting, or something essential that just cannot wait. iPera is here for you. We offer a fast, easy and stress free online cash loan solution. You could have up to Php 10,000 in your bank account just minutes after being approved for your first loan. Your second loan also comes with lower rates!

 

Applying for one of our loans is easy. Fill out our secure application form by clicking on the Apply Now button. If you need assistance, you can discuss your application with one of our customer service team. Apply now for up to 10,000 pesos. Receive an online decision in seconds. If approved your money will be transferred directly into your bank account in minutes. Apply now!

RELAX. Your money is on the way!

Why choose iPera?

  • Fast & Convenient – Apply anytime, from anywhere, 24/7
  • Clear & Transparent - No hidden fees, ever. That’s our promise
  • We Care - Your satisfaction is at the heart of what we do, we will always listen to you and work with you to resolve any problems
  • Totally Secure - We are regulated by the SEC and adhere to all Data Protection Regulations

Am I qualified for an iPera Loan?

  • You must be at least 21 years old and a resident of the Philippines
  • You must have an SSS ID
  • Must be employed
  • Must have a bank account in the Philippines
  • Must have your salary paid electronically into your bank account
  • Must have online banking access to the same bank account

Complete the simple online application,

Get an immediate online decision

Read and confirm you accept the terms and conditions for your loan

Get your cash in minutes – cash is automatically sent to your bank account

Apply Now

Fast & Convenient

Apply anytime, from anywhere, 24/7

Clear & Transparent

No hidden fees, ever. That’s our promise

We Care

Your satisfaction is at the heart of what we do. We will always listen to your feedback, questions and concerns.

Totally Secure

We are regulated by the SEC and adhere to all Data Protection Regulations

Fastest Lender in the Philippines. Decision in seconds. Money in your bank in minutes.*Terms & conditions apply