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Providing your bank details means that you will get your money deposited instantly upon approval of your application.
Your bank details are protected by 256-bit encryption. They will only be used to verify your application and to deposit the money. We can not take money from your account or make any transactions without your express approval.
Your card details are stored safely and protected by encryptions and passwords. Providing your card details means that we provide you with a completely automated process. No phone calls, no hassle, no problems. Money is deposited instantly. Payments taken automatically. 100% FAST and SECURE service.
The first lender in the Philippines to have a purely automated and instant service just for you.
Apply for your loan
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Apply for your loan
Verify bank account
Your offer
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You have been pre-approved for Php.
Just ONE MORE step to complete before your Php is immediately transferred to your bank account.
Your bank credentials are never stored on our servers. We discard them right afeter usage
We use this technology provided by a licensed 3rd party provider to help us avoid fraudulent applications, scammers or people stealing your identity and ruining your credit score and reputation by taking out loans in your name. Open Banking speeds up the entire customer data verifi cation process, so that iPera can be a truly automated lending solution.
The faster we work, the faster you get your money and this means we can approve you in real time online and transfer the funds to your account in minutes.
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You have successfully logged in
Your bank credentials are never stored on our servers. We discard them right afeter usage
Apply for your loan
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Your offer
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Thank you for completing page 1 of the application form. You are just 1 more step away from having your money transferred to your bank account. Please be patient whilst we process your application.
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Apply for your loan
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Your offer
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Congratulations
You have been approved!
Loan amount | Repayment amount | Repayment dates | Loan agreement |
---|---|---|---|
0000 |
1st payment xxxx pesos 2nd payment xxxx pesos |
Repayment 1 0/00/0000 Repayment 2 0/00/0000 |
Your full agreement has also been emailed to you |
xxxx pesos will be deposited to aaaa-aaaa-aa now |
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We are sorry....
Thanks for applying for loan. We are sorry we cannot help, please visit this page to find a lender that might be able to help!
How to get Credit Score
Other links here
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Apply for your loan
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Apply for your loan
Verify bank account
Your offer
Confirm agreement
Other Lenders who might be able
to support you:
Thank you for applying with iPera. We are sorry that we can not approve your application at this time. There are other lenders that might be able to support you at this time.
Blend.ph They are a peer-to-peer (P2P) lending platform which aims to provide a safe and accessible place connecting lenders and borrowers. Rates are from 1% to 8% monthly.
Home Credit Ph. It operates as the Philippine arm of global consumer finance company Home Credit Group. Interest Rates vary depending on terms and products purchased.
Tala Ph.
Tala is an online lending platform that operates through their Android app. It’s targeted mainly to people who need quick cash loans for as small as Php1000.
Interest rates: 11% for payment on a weekly basis within 21 days or 15% for payment in full within 30 days.
Cashalo. Cashalo is a mobile-app (Android and iOS) that provides a fast, affordable, and secure access to quick funds. Interest rates: 4.95% per month
Loan Ranger. They implement a fully-automated method of identifying credit score and potential of a customer to repay. Interest Rate: 9.75%
Asteria. Asteria is based in Makati and received full license from the SEC. Their goal is to, “provide online, hassle-free service to our new and existing clients.” Interest rates: 0.8% per day
Robocash. Robocash’s unique value proposition lies in the fact that all operations are performed online. They have a fully-automated system that comes up with a loan amount that goes directly to your bank account – taking away the need to leave the house, perfect for these times. Interest rates: 11.9% per month (Maximum APR = 143%)
Easy Cash PH. EasyCash is a local financial services company that use scalable infrastructure and technology to build an online platform for lending and borrowing for Filipinos.
Apply for your loan
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There are several ways to save money, and iPera is all about money.
If you can save money, make money, earn money, and enjoy money, you will have more in your life.
iPera will create links to businesses around the Philippines to help you to have more money in your wallet each month and offer you some exclusive discounts and special offers.
iPera will add to this site the discounts that we can offer to our customers each month. There will be between 2 and 4 days a month, each month, that you can log in to this page and see a special voucher code offer that will give you between 50 pesos and 500 pesos off your loan repayments.
Ipera Voucher codes for money off your loan. COMING SOON.
>For now, here are some of the most popular Discount sites in the Philippines where you can find vouchers and offers to help you save money, and enjoy your money more:
Ivouchercodes
A huge choice of the latest voucher and coupon codes for the Philippines, updated daily.
Vouchercodes
Exclusive voucher codes and coupons for the savvy Filipino shopper.
Promocode Ph.
More offers and discounts for you to enjoy.
Picodi.
Coupons, Promo codes and deals for shops and brands in the Philippines
Iprice Ph.
Sales, vouchers, and promos for the Philippines, updated every month.
Metrodeal.
Live your city, for less.
Contact us to apply off-line. We will support you through the application process
No hidden fees, ever. That’s our promise
Your satisfaction is at the heart of what we do. We will always listen to your feedback, questions and concerns.
We are regulated by the SEC and adhere to all Data Protection Regulations
Most Versatile Lender in the Philippines. Decision in seconds. Money in your bank in minutes.*Terms & conditions apply