Who are iPera?

Our owners have been spearheading European and US lending for over 20 years from storefront lending and pawn shops through to some of the biggest online lending companies.


Our management team have controlled operations for lenders in the UK, Australia and USA for over 15 years from our Ayala Avenue operational Head Office.


Our technology partners are some of the most advanced, industry leading FinTechs in South East Asia.


Our operational team specialize in consumer finance. We will provide you with the best possible customer experience.


iPera combines the best people, with innovative technology to give you, our customer, an exceptional experience.

Lending for over 20 years!

Fast & Convenient

Apply anytime, from anywhere, 24/7

Clear & Transparent

No hidden fees, ever. That’s our promise

We Care

Your satisfaction is at the heart of what we do, we will always listen to you

Totally Secure

We are regulated by the SEC and adhere to all Data Protection Regulations

Fastest Lender in the Philippines. Decision in seconds. Money in your bank in minutes.*Terms & conditions apply